This information does not constitute and is not intended to be a substitute for specific individualized tax, legal, or investment planning advice.FILE PHOTO: A man wearing a mask walks past the headquarters of the People's Bank of China, the central bank, in Beijing, China, February 3, 2020. This includes an in-depth personal financial plan analysis to include a detailed review of your IRA by a Certified Financial Planner. Clients that utilize an eligible IRA account balance to qualify for certain discounts may qualify for one special IRA benefit package per loan. If you have questions regarding your specific assets or account eligibility, please call your Schwab Bank representative for assistance. For additional details please visit and log into Schwab Bank makes its best effort to identify all qualifying assets based on your Social Security Number. Retirement accounts, including all IRAs, are excluded from this offer. *Clients of Independent Investment Advisors: Qualifying assets are based on non-retirement Schwab brokerage and Schwab Bank combined account balances. Qualifying assets are based on Schwab brokerage and Schwab Bank combined account balances, including:Ī) Brokerage accounts in which the borrower(s) is an owner, trustee or custodian ī) Traditional, Roth, and Rollover Individual Retirement accounts (IRA)* - individually owned or inherited (excludes Educational & Custodial IRAs) Ĭ) Bank accounts in which the borrower(s) is an owner or trustee: checking & savings ĭ) Non-Retirement Business Corporation, LLC, Partnership and Sole Proprietorship accounts may be eligible depending on the borrower's ownership and role (excludes business retirement accounts such as Simple IRA, SEP IRA & Pension Trust). Discount for ARMs applies to initial fixed-rate period only. Discount applies to ARMs, Jumbo 15-yr and Jumbo 30-yr fixed (excludes HELOCs, VA loans, and FHA loans). Select mortgage loans are eligible for an interest rate discount of 0.25% - 1.00% based on qualifying assets of $250,000 or greater. For Schwab Bank Investor Advantage Pricing (IAP): Loans are eligible for only one Investor Advantage Pricing discount per loan. Mortgage First terms and conditions may change without notice.Ģ.
This advertisement is not an offer to lend, and does not empower you to accept any loan agreement. No loan will issue without buyer's provision of insurance, an adequate appraisal, and clear title. Other conditions and restrictions may apply. The interest rate does not lock until a contract is entered, and so rates may change without notice. Once a property has been identified and approved, Rocket Mortgage may issue final loan approval. Rocket Mortgage verifies the home buyer's income, reviews credit, and underwrites the proposed loan without an identified property. For Mortgage First: Mortgage First is a service available exclusively from Rocket Mortgage. Power award-winning service.Īt Schwab Bank, we're looking out for your best interests.Īnd with home mortgages from Rocket Mortgage, you know you're working with a loan provider that's as committed to meeting your goals as we are.Ī perfect match today, so you can Own your tomorrow.ġ. Throughout the loan process, you'll work with both Schwab Bank and Rocket Mortgage to receive industry-leading technology, the convenience of viewing loan information via your account, advantaged pricing, and of course, all that J.D. We believe Rocket Mortgage's dedication, commitment, and best-in-class service makes them a natural fit for Schwab Bank clients. And for the 7th year in a row, 2 they also ranked Rocket Mortgage highest in the nation for Mortgage Servicing. Power has ranked Rocket Mortgage highest in the nation in customer satisfaction for Primary Mortgage Origination.
That's why Schwab Bank joined forces with Rocket Mortgage ® in 2012 - to provide you with home lending options from America's largest mortgage lender.